Who we are

Step One was established in 2010 and our mission is to operate an industry leading specialist consumer finance platform built on traditional lending values.   Founded from a small office in London, we are now based in Woking, Surrey where our team of qualified professionals offer lending solutions with a personal touch.

We are authorised and regulated by the Financial Conduct Authority and are also members of the Finance & Leasing Association (FLA).

Responsible. Transparent. Fair. Simple.

What are our principles?

We operate by business principles that are realistic, deliverable and, most importantly, believable. We have four core business principles that are framed in a series of simple questions:

Responsibility: Do our products help our customers and are they affordable?

Transparency: Do our products deliver what they promise without any hidden catches?

Fairness: Do we treat people as we would wish to be treated?

Simplicity: Can we explain our products in a way that is easily understood?

Company History

Nov 2010
Company founded with a 4 person team in Mayfair.
May 2012
We begin lending with our initial set of specialist second charge mortgage loan products.
Jun 2013
£1,000,000 of loans completed.
May 2014
We complete our first institutional capital raise.
Jun 2014
Step One moves to a significantly larger office space in Woking, Surrey.
Dec 2014
£10,000,000 of loans completed.
Mar 2015
Our institutional funding line is upsized to support continued growth.
Dec 2015
Step One is granted full FCA permissions.
Nov 2016
The Step One team grows to over 20 professionals.
Dec 2016
£50,000,000 of loans completed.
Sep 2017
Step One introduces a new set of personal loan products.

Selected Distribution Partners

APR

Please note that Step One Finance does not charge up-front fees for any loan enquiries or applications. You should be wary of any parties purporting to arrange a Step One Finance loan who are seeking to charge up-front fees. Please contact us if you have any doubts regarding a Step One Finance loan application. Customers can also obtain additional information on the FCA’s website on the dangers of Loan Fee Fraud by clicking here.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT IF YOU ARE EXTENDING THE TERM OF THE DEBT YOU MAY BE INCREASING THE TOTAL AMOUNT YOU NEED TO REPAY.

CTA

Find the perfect loan call us now on 01483 661 100 or Contact us